SSDI December Payments: Check If You’re Getting $1,542 This Month

If you depend on Social Security Disability Insurance (SSDI), planning for your monthly payments is essential. December 2024 brings important updates, including specific payment dates and average benefit amounts.

This guide simplifies the payment schedule, eligibility, and key details about SSDI benefits, helping you stay informed and prepared.

December 2024 SSDI Payment Schedule

Early Payment: December 3

The first December payment will be sent out on December 3, 2024, but only to:

• People receiving SSDI since before May 1997.
• Those also getting Supplemental Security Income (SSI) on November 29, 2024.

Regular SSDI Payment Dates

For most recipients, payments follow a schedule based on birth dates:

• December 11: Birth dates from the 1st to the 10th.
• December 18: Birth dates from the 11th to the 20th.
• December 24: Birth dates from the 21st to the 31st.

These dates ensure every recipient gets their payment on time.

SSDI Payment Amounts

Average and Maximum Benefits

As of October 2024, the average SSDI payment is $1,542. This is less than the average retirement benefit of $1,927.

The maximum SSDI payment for December 2024 is $3,822, available to high-earning individuals who meet these strict criteria:

• Worked at least 35 years.
• Earned the maximum contribution base annually.
• Filed for benefits at the optimal time.
• Worked only in jobs covered by Social Security.

Cost-of-Living Adjustment (COLA)

The 2025 COLA increase will not impact December 2024 payments. The adjustment takes effect with the January 3, 2025 SSDI payment.

Staying Eligible for SSDI

To keep receiving SSDI benefits:

• Report any major health improvements, such as recovery after surgery.
• Stay compliant with Social Security Administration (SSA) requirements to avoid overpayments.

FAQs

1. Who gets SSDI on December 3?

• People receiving SSDI before May 1997 or also on SSI.

2. What is the maximum SSDI payment for December?

• $3,822 for high earners who meet eligibility requirements.

3. When does COLA apply to SSDI payments?

• COLA adjustments start with the January 2025 payment.

4. What is the average SSDI payment in 2024?

• $1,542.

5. How are SSDI payments scheduled in December?

• By birth date: December 11, 18, and 24.

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